General Equipment Financing

General Equipment Finance

Stock up on the business assets you need

General Equipment Financing

General Equipment Finance:

up to $750,000

GetCapital’s General Equipment Financing solution is a convenient way to finance the purchase of a broad range of tertiary assets and equipment such as catering and hospitality, solar IT, technology, telephony, POS systems and AV equipment.

No age restriction for any asset

Bank statements only – no financials up to $250k

Manageable ATO debt considered

Private sale subject to acceptable inspection/valuation

General Equipment Finance limit

Up to $750,000

Interest rate

Based on your business circumstances

Fees

No annual fees.
Establishment fee $499.

Term

Up to 5 years

Minimum time in business

2 years +

Repayments

Monthly in advance

Avoid lengthy applications

Get started in just a few minutes with our real-time response process. All we need is a few business and personal details to verify you in real-time, avoiding a lengthy application. Link your bank data and you can be approved on the spot.

Step 1
STEP ONE

Get started

  • Verify your ABN, mobile and Australian ID in real time
Step 2
STEP TWO

Link accounts

  • Link your business bank account for a fast decision
Step 3
STEP THREE
Get funded

  • If approved, get funded within 24 hours

Frequently asked questions

What is the minimum qualifying criteria for GetCapital General Equipment Finance?

We can assess any business with an Australian ABN that has been trading for 2 years or more with an annual turnover of at least $250,000

How much can my business borrow?

Depending on the assets and equipment to be financed, we offer non-asset backed loans up to $100,000, asset-backed up to $250,000 with bank statements only and up to $750,000 including full doc. 

What documents are needed to process an application for General Equipment Finance?

Our process is simple and can be completed online. We require a completed Application Form and 6 months of bank statements to process an application for General Equipment Finance. Prior to funding, we will need the vendor invoice and identification documents for the purchaser.

What type of equipment can be financed?

We offer finance for a wide range of tertiary assets and business office equipment including catering and hospitality, solar IT, technology, telephony, computer and IT (maximum 50% software), POS systems, AV equipment as well as other equipment with valid serial numbers. Our range of Asset Finance solutions also includes Vehicle Finance and Equipment Finance options for your business.   

How long does it take to finance my equipment?

Once you sign the Facility Agreement, the funds are transferred to the vendor for the purchase on the same day.

Can I speak to someone about my equipment finance options if I have any questions?

Yes, absolutely. Our Relationship Managers are available to help you with any questions and at every step of the short and simple process. They can be reached on 1300 249 649.

Can I access extra funds if I need to during the loan term?

Yes. We also offer a Working Capital Loans, Terms Loans and Business Overdrafts, as well as a range of Asset Finance solutions to help with your other finance needs.

What loan terms are available for General Equipment Finance?

The loan term for this product is 5 years, depending on the asset being financed.

Other business finance options

If you’re interested in other finance options for your business, explore our range of solutions below, or call us on 1300 249 649 to discuss your specific needs.

Working Capital Facility
Business Overdraft

Manage cash flow

General Equipment Financing
Import Line of Credit

Finance overseas supplier purchases

Term Loan
Term Loan

Grow & Expand your business

Contact us

1300 249 649

Before you get started

The online application should take less than 5 minutes.

Please have the following ready:

ABN

To verify your business details

ID
Australian driver’s licence or passport number
Account details

To securely link your business bank account