The smart solution to get you ready for business
Finance up to $300,000
No soft cost caps
Bank statements only – no financials up to $150k
Manageable ATO debt considered
Fitout Finance amount
Up to $300,000
Interest rateBased on your business circumstances
No annual fees. Establishment fee $499.
Up to 5 years
Minimum time in business
2 years +
Monthly in advance
How it works
Work with a dedicated
It’s that simple.
Frequently asked questions
What is the minimum qualifying criteria for GetCapital Fitout Finance?
We can assess any business with an Australian ABN that has been trading for 2 years or more with an annual turnover of at least $250,000.
How much can my business borrow?
Depending on the vehicle to be financed, we offer non-asset backed loans up to $75,000, asset-backed up to $150,000 with bank statements only and up to $300,000 including full doc.
What documents are needed to process an application for Fitout Finance?
Our process is simple and can be completed online. We require a completed Application Form and 6 months of bank statements to process an application for Fitout Finance. Prior to funding, we will need the vendor invoice and identification documents for the purchaser.
What type of fitouts can be financed?
We offer finance for a range of business fitout needs, including shop, factory, warehouse and restaurant fitouts as well as retrofitting existing premises and relocating to new ones.
How long does it take to finance my fitout?
Once you sign the Facility Agreement, the funds are transferred to the vendor for the purchase on the same day.
Can I speak to someone about my Fitout finance options if I have any questions?
Yes, absolutely. Our Relationship Managers are available to help you with any questions and at every step of the short and simple process. They can be reached on 1300 249 649.
Can I access extra funds in addition to Fitout Finance?
Yes. We also offer Working Capital Loans, Term Loans and Business Overdrafts as well as a range of Asset Finance solutions to help with your other finance needs.
What loan terms are available for Fitout Finance?
The loan term for this product is 3 years, depending on the assets being financed.
Choose from a range of business finance solutions
We help businesses across Australia manage their working capital, purchase inventory, fund projects and refinance existing facilities. We provide solutions to the majority of industries, including retail, wholesale, manufacturing, professional services, food and beverage, technology, automotive and more.